Financhill
Buy
57

PAYS Quote, Financials, Valuation and Earnings

Last price:
$4.8500
Seasonality move :
138.65%
Day range:
$4.8000 - $4.9400
52-week range:
$1.8000 - $8.8800
Dividend yield:
0%
P/E ratio:
37.26x
P/S ratio:
3.77x
P/B ratio:
5.83x
Volume:
235.3K
Avg. volume:
287K
1-year change:
68.67%
Market cap:
$266.8M
Revenue:
$58.4M
EPS (TTM):
$0.13

Analysts' Opinion

  • Consensus Rating
    PaySign, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $9.2500, PaySign, Inc. has an estimated upside of 88.78% from its current price of $4.9000.
  • Price Target Downside
    According to analysts, the lowest downside price target is $8.5000 representing 100% downside risk from its current price of $4.9000.

Fair Value

  • According to the consensus of 3 analysts, PaySign, Inc. has 88.78% upside to fair value with a price target of $9.2500 per share.

PAYS vs. S&P 500

  • Over the past 5 trading days, PaySign, Inc. has underperformed the S&P 500 by -5.71% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • PaySign, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • PaySign, Inc. has grown year-over-year revenues for 18 quarters straight. In the most recent quarter PaySign, Inc. reported revenues of $21.6M.

Earnings Growth

  • PaySign, Inc. has grown year-over-year earnings for 3 quarters straight. In the most recent quarter PaySign, Inc. reported earnings per share of $0.04.
Enterprise value:
154.3M
EV / Invested capital:
--
Price / LTM sales:
3.77x
EV / EBIT:
25.84x
EV / Revenue:
2.06x
PEG ratio (5yr expected):
0.03x
EV / Free cash flow:
15.69x
Price / Operating cash flow:
28.68x
Enterprise value / EBITDA:
11.19x
Gross Profit (TTM):
$37M
Return On Assets:
3.96%
Net Income Margin (TTM):
10.1%
Return On Equity:
20.31%
Return On Invested Capital:
18.56%
Operating Margin:
7.33%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $44.2M $56.5M $74.9M $15.3M $21.6M
Gross Profit $18.9M $24.7M $37M $6.9M $10M
Operating Income -$484.7K $1.2M $6M $689.8K $1.6M
EBITDA $3.4M $6.7M $13.8M $2.3M $3.8M
Diluted EPS $0.03 $0.15 $0.13 $0.03 $0.04
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $73.4M $104.5M $98.9M $147.5M $171.3M
Total Assets $83.2M $114.4M $111.2M $167M $209.5M
Current Liabilities $67M $96M $90M $135.9M $152.1M
Total Liabilities $70.8M $99.4M $93M $138.5M $163.8M
Total Equity $12.4M $14.9M $18.2M $28.5M $45.8M
Total Debt $3.8M $3.4M $3M $2.6M $5.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$1.5M $32.1M $18.7M -$20.2M $6.8M
Cash From Investing -$6.5M -$9.1M -$10.8M -$2.4M -$2.2M
Cash From Financing -$1.1M -$331.7K $150.3K -$355.7K $69.1K
Free Cash Flow -$8M $22.9M $9.8M -$22.6M $4.6M
PAYS
Sector
Market Cap
$266.8M
$533.3M
Price % of 52-Week High
55.18%
91.08%
Dividend Yield
0%
1.54%
Shareholder Yield
-0.22%
3.06%
1-Year Price Total Return
68.68%
7.8%
Beta (5-Year)
0.958
0.456
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $5.1100
200-day SMA
Sell
Level $5.0361
Bollinger Bands (100)
Sell
Level 5.1069 - 5.7069
Chaikin Money Flow
Buy
Level 29.5M
20-day SMA
Sell
Level $5.2605
Relative Strength Index (RSI14)
Sell
Level 39.1506
ADX Line
Sell
Level 18.0909
Williams %R
Buy
Level -87.4984
50-day SMA
Sell
Level $5.2534
MACD (12, 26)
Sell
Level -0.0825
25-day Aroon Oscillator
Sell
Level -68
On Balance Volume
Neutral
Level 27.4M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.1361)
Sell
CA Score (Annual)
Level (-1.8228)
Buy
Beneish M-Score (Annual)
Level (-2.243)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (3.5051)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (6)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

PaySign, Inc. engages in the provision of prepaid card programs and processing services for corporate, consumer & government applications. It specializes in corporate incentive products, payroll cards, general purpose re-loadable cards, and travel cards. The firm markets prepaid solutions through its PaySign brand. The company was founded by Mark R. Newcomer and Daniel H. Spencer on August 24, 1995 and is headquartered in Henderson, NV.

Stock Forecast FAQ

In the current month, PAYS has received 3 Buy ratings 0 Hold ratings, and 0 Sell ratings. The PAYS average analyst price target in the past 3 months is $9.2500.

  • Where Will PaySign, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that PaySign, Inc. share price will rise to $9.2500 per share over the next 12 months.

  • What Do Analysts Say About PaySign, Inc.?

    Analysts are divided on their view about PaySign, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that PaySign, Inc. is a Sell and believe this share price will drop from its current level to $8.5000.

  • What Is PaySign, Inc.'s Price Target?

    The price target for PaySign, Inc. over the next 1-year time period is forecast to be $9.2500 according to 3 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is PAYS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for PaySign, Inc. is a Buy. 3 of 3 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of PAYS?

    You can purchase shares of PaySign, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase PaySign, Inc. shares.

  • What Is The PaySign, Inc. Share Price Today?

    PaySign, Inc. was last trading at $4.8500 per share. This represents the most recent stock quote for PaySign, Inc.. Yesterday, PaySign, Inc. closed at $4.9000 per share.

  • How To Buy PaySign, Inc. Stock Online?

    In order to purchase PaySign, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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